Have You Lost Your Retirement Money?

Real Estate Investing For Retirement

Many people today are employed by themselves or small companies that just don’t have any sort of retirement plan. If you are one of these people, what have you done to make sure you are able to take care of yourself in your older years? Unfortunately for many people the answer is nothing. They don’t know where to begin or they have seen someone else lose everything in the stock market and are in fear of that type of investment.

While you may think that all stocks, bonds, mutual funds and everything connected to the market is evil these days, there are some investing avenues that will be there for you and can even help you see a healthy profit on your investments.

In this case we are talking REITs. A REIT is a real estate investment trust. This is essentially a holding company that uses the money from shareholders to purchase or manage real estate interests. Whether it's mortgage brokering or store and apartment complex purchasing, the money that comes in as interest payment or profits from the real estate holdings is then returned to the investors in the form of a dividend.

Traditionally, REITs pull in a 6-10% dividend annually. Some investors turn away from this type of return saying it's not enough to warrant putting their money in these accounts, but if you are working towards retirement, you need to look at this differently.

Unlike stocks, your REITs may not see massive gains in a year, although sometimes they do. Also unlike your stocks, your REIT investment is not going to disappear. While REITs can lose value, since they are property holdings, and property always has some value, they will not disappear completely taking your money with them.

Meanwhile, a return of 6-10% a year on a regular amount of money being put into a REIT will help you put aside a healthy little nest egg. It is a better savings option than you would get by putting your money in a bank or other secured interest possibility, while still being a pretty stable and steady investment that is not likely to go away.

If you keep putting your dividends right back into the investments, you may be surprised at just how fast your money will grow. While it is a long-term investment, in time you will be pleased with the returns.

Once you're ready to learn more about REITs it's time to do your research. This begins on REITBuyer.com. REITBuyer.com is a website that specializes in REITs. They are not only an information source, but also an investing real estate broker. That means they are the pros in this arena and can not only help you learn more about these types of investments, but also offer you the tools and research you need to make wise purchases and even let you make those purchases online.

There is no time like the present to begin your retirement fund. REITs are wise long-term investments that can help your fund see the money it needs when you get to retirement age.

Start Small in Commercial Real Estate With REITs

How to Get Involved in Business Real Estate

Many people want to learn how to make the big bucks when it comes to investments. Generally this means knowing how to get into commercial real estate and how to do it right. This is how people like Donald Trump made their fortunes. But are you ready to be the next Donald Trump?

For most people the answer is no. Not because they don’t want to be the next Donald Trump, but because they don't have the cash on hand to get started like Donald does. That's ok. You can start small. One way to start small on commercial real estate is through REITs. A REIT is a real estate investment fund. This is a fund that that works much like a mutual fund but in the area of real estate. You can purchase shares of this fund and then that money is used to purchase, build or maintain properties.

As those properties make a profit, you will get a good percentage return on your investment. By US law, 90% of the profit from a REIT has to be returned to the shareholders in dividends, so if a REIT investment goes well, there could be major earnings.

As you wonder if this is the right way to go for you, why not take on this quote from Will Rogers, "Buy land, they aren't making anymore of it."

That is a very true assessment! There is only so much land to go around and with a growing population, more and more people are going to want a piece of it.

While you may think this only impacts residential properties, if you think a little harder you will see how it could also have an impact on commercial real estate.

While all those people in the growing population will indeed need places to live, they will also need places to shop, have their hair done, buy cars, and for any number of other services that they expect these days. That means commercial ventures that are going to serve this growing population are going to need commercial real estate to work from. If you are a part of a real estate REIT that owns that property you can have a tenant that is paying you profits for years and years to come.

Beginning your venture in to commercial REITs is easy. Start by going to REITBuyer.com. This is a website that focuses specifically on REITs instead of all the other types of investments out there.

Now take a little time to research the REITs that are available. You can look into the portfolio of a REIT to see what type of property is in its holdings. Some are residential and industrial as well as commercial, so if you want just commercial, make sure to weed out the rest.

Next, you should take a little time to see what that REIT has done in the past. See if it has been steady (give or take a few tough market seasons) and if the area where they are located is a good market for future revenue.

If so, it only takes a few steps to purchase the REIT through the site and enjoy your first step into the world of commercial real estate.